Personal Checking Accounts
Elite Checking
- Interest bearing with premium rates to reward higher balances
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card, draft, etc.)
- Free "Elite Banking" checks
- Free online banking with bill pay
- Free VISA ® Debit Card
- Imaged statements
- Maintain a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee
- Unlimited use of Hampton Roads Bankshares' ATMs
- Overdraft protection available
Totally Free Checking
- No monthly service charge
- No minimum balance requirement
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card, draft, etc.)
- Free online banking with bill pay
- Free Visa® Debit Card
- Imaged statements
- Unlimited use of Hampton Roads Bankshares' ATMs
- Overdraft protection available
Essential Checking
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card, draft, etc.)
- Free specialty checks
- Free online banking with bill pay
- Free VISA ® Debit Card
- Imaged statements
- Maintain a minimum daily balance of $500 to avoid a $5.00 monthly maintenance fee
- Unlimited use of Hampton Roads Bankshares' ATMs
- Overdraft protection available
Privilege Checking
Available to individuals age 55+
- Interest bearing
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card, draft, etc.)
- Free specialty checks
- Free online banking with bill pay
- Free VISA ® Debit Card
- Imaged statements
- Maintain a $500 minimum daily balance or a mothly direct deposit to avoid a $5.00 monthly maintenance fee
- Unlimited use of Hampton Roads Bankshares' ATMs
- Overdraft protection available
Health Savings Account
A way to pay for qualified medical expenses which could result in a tax advantage. Ask us for more details. Consult your tax advisor about your individual tax benefit.
- Competitive interest rates
- No monthly maintenance fee
- Free VISA ® Debit Card
- All HamptonRoads Bankshares personal accounts require a minimum opening balance of $100 unless otherwise stated
- All accounts have free HamptonRoads Bankshares TeleBanc 24 access, 800-597-0162 - available 24 hours a day 7 days a week
- Check Imaging provides a streamlined approach to record keeping - an image of your paid checks is transferred to paper to save time and make it easier to balance your account
- All HamptonRoads Bankshares ATMs available 24 hours a day 7 days a week in North Carolina and Virginia - A network of 80 ATMs throughout North Carolina, Virginia and Maryland
- For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees
