Gateway Bank knows that all businesses have different needs. Our products are designed to help you achieve your business goals. We offer a variety of competitive, comprehensive solutions for all types of business.

• All Gateway Bank business accounts require a minimum opening balance of $100 unless otherwise stated
• Business On-Line Banking is a comprehensive product that encompasses account balance, transfer and wire request capabilities free, as well as, ACH, Merchant Capture and Postive Pay capabilities for a minimum service fee
• Gateway Telebanc 24 - 800-597-0162 - available 24 hours a day 7 days a week
• Merchant Processing available to business customers
• Monthly CD-Rom or Imaged Statements are available to our business customers

Free Enterprise Checking

No monthly service fee No monthly minimum balance required 1500 Free Combined Transactions monthly to include checks, deposits and items deposited per statement cycle (service fee of $0.25 will be assessed per check, deposit or deposited item in excess of 1500 per month) Non-interest bearing account Free Business Visa Debit Cards and On-Line Banking

Business Interest Checking

Available to Sole Proprietorships or eligible Non-Profit Organizations only Monthly service fee of $12 is waived when you maintain a $3,000 minimum daily balance or $5,000 average daily balance 125 Free Combined Transactions monthly to include checks, deposits and items deposited per statement cycle (service fee of $0.25 will be assessed per check, deposit or deposited item in excess of 125 per month) Competitive interest rate earned on the average available balance Free Business Visa Debit Cards and On-Line Banking

Community Checking

Available to Non-Profit Organizations and Clubs only Monthly service fee of $7 is waived when you maintain a $300 minimum daily balance 100 Free Combined Transactions monthly to include checks, deposits and items deposited per statement cycle (service fee of $0.25 will be assessed per check, deposit or deposited item in excess of 100 per month) Interest bearing account Free Business Visa Debit Cards and On-Line Banking

The WON Account

Provides Sole Proprietorships and Non-Profit Organizations with the ultimate checking account package paying premium interest rates using a tiered structure to reward higher balances with higher rates. Customers have the opportunity to increase their interest earnings by establishing a Direct Deposit relationship with the WON Account.

Available to Sole Proprietorships or eligible Non-Profit Organizations only Higher interest rates with balances of $2500 or more Tiered interest rates for higher balances Unlimited transactions per month to include Gateway Bank ATM transactions Access 24 ATM/Debit card available Free of charge Free 3x5 safe deposit box or a $15 credit towards a larger size box Bonus rates on selected CD's No fee on Regular Travelers Checks Free specialty checks or a $6 credit towards your check style choice (limit 1 box per order) Monthly fee of $10 is waived when you maintain a $2500 minimum daily balance

Commercial Business Checking

Account accrues an earnings credit based on the balance kept. At the end of the statement cycle, the earnings credit will be applied as an offset to accrued service charges to include the monthly maintenance fee of $15 If service charges exceed the earnings credit, the difference will be charged to your account Non-interest bearing account Business Visa Debit card available Free of charge

Business Sweep Account

Commercial business checking customers can benefit from investing excess funds from their commercial business checking account Competitive interest rates earned on funds invested Daily transfers available Competitive $50 monthly service fee Free Online Banking