Banking Services - Personal Checking

All Gateway Bank personal accounts require a minimum opening balance of $50 unless otherwise stated
Gateway Telebanc 24 - 800-597-0162 - available 24 hours a day 7 days a week
Check Imaging provides a streamlined approach to record keeping - an image of your paid checks is transferred to paper to save time and make it easier to balance your account
Easy-to-balance monthly statements
All Gateway Bank ATMs available 24 hours a day 7 days a week in North Carolina and Virginia
FREE Gateway VISA ® Debit Card
FREE Personal Online Banking; FREE Bill Pay

The Clear Advantage Checking

Real Simple. What your life should be....what your checking account should be. The Clear Advantage Checking provides customers with an ideal checking account paying superior interest reates to reward higher balances with higher rates.

Tiered interest rates for higher balances:
$0-$9,999
$10,000-$24,000
$25,000-$49,999
$50,000+
Unlimited transactions per month to include Gateway Bank ATM transacations
Interest earned on average daily balance
Monthly Direct Deposit or ACH draft required
Maintain Minium Daily Balance of $10,000 to avoid $20 monthly maintenance fee

The WON Account

An account for those interested in higher interest! The WON Account provides customers with the ultimate checking account package paying premium interest rates using a tiered structure to reward higher balances with higher rates.

Higher interest rates with balances of $2500 or more
Tiered interest rates for higher balances
Unlimited transactions per month to include Gateway Bank ATM transactions
No per check charge
FREE Regular Travelers Checks
FREE specialty checks or a $6 credit towards your check style choice (limit 1 box per order)
FREE standard size safe deposit box or a $15 discount towards a larger size box
Monthly fee of $10 is waived when you maintain a $2500 minimum daily balance

Totally Free Checking

A Free account for everyone!

No minimum balance
No monthly service fee
No per check charge
Unlimited transactions per month to include Gateway Bank ATM transactions
Non-interest bearing account

Guaranteed Checking with Interest

Free for customers 50 and over!

Guaranteed receipt of direct deposit.
Competitive interest rate earned on average ledger balance
No minimum balance
Unlimited transactions per month to include Gateway Bank ATM transactions
No per check charge
No monthly service charge
FREE Regular Travelers Checks
FREE official checks (limit 3 per month)
FREE specialty checks or a $6 credit towards your check style choice (limit 1 box per order)
FREE standard size safe deposit box or a $15 discount towards a larger size box

Direct FREE Checking with Interest

Free checking with the convience of direct deposit or any automatic payment!

Competitive interest
No minimum balance
No monthly service charge
No per check charge
Unlimited check writing

Low Minimum Checking with Interest

Your checking balance earns money!

Competitive interest rates earned on daily ledger balance
No per check charge
Unlimited Check Writing
Monthly fee of $6 is waived when you maintain a $500 minimum daily balance

No Minimum Checking with Interest

FREE checks, interest and unlimited check writing!

FREE personalized checks
Competitive interest
No minimum balance
No per check charge
Unlimited check writing
All for only $4 per month

e-Checking with Interest

"Click and Go" and earn Interest!

Competitive interest
No minimum balance
No monthly service charge
Only 20 cents per check